Magi Limits Roth Ira 2024. The income limit for contributions to a roth ira is directly tied to your filing status and magi, determining the extent to which your ira contribution is covered by tax. Roth ira income limit for 2024.
To be eligible to contribute the maximum amount in 2024, your modified adjusted gross income (magi) must be less than $146,000 (up from $138,000 last year). Married individuals filing separately can make a partial contribution if their magi is less than $10,000, but those with a magi of $10,000 or more cannot contribute.